Protect your home

If you own a home, you have to have home insurance to protect your property as this may be the biggest purchase you made thus far. Anything can happen to your property - theft, fire, flood, earthquake, and much more. Your insurance coverage will help your rebuild your home if mishaps happened.

It is also advisable that you record what personal properties you have inside your house using pictures and video camera for the ease of claiming later. If you already have coverage, check the amount if is updated. Cost of labor and material increase yearly, you want to make sure you have enough coverage to rebuild your home.