I have good credit

I've been good with credit cards and always maintain good credit. Unlike me, many Americans have bad credit because they do not know how to manage their finance the right way. Their FICO scores will be affected and will remain low.

These individuals should try applying for bad credit credit cards. They can visit Bad Credit Offers to compare dozens of bad credit offers and find one that meet their needs. By paying their credit cards on time, they can slowly rebuild their credit scores.